Standard Chartered Platinum Rewards Card
Fees
₹250 + Taxes
Joining & annual
Reward Rate
5 Reward Points per ₹150 on hotels, restaurants & fuel; 1 point per ₹150 on other categories, uncapped
Welcome Bonus
100% cashback up to ₹500 on restaurant spends within the first 90 days
Lounge
Priority Pass (1,200+ Lounges)
Our Expert Take
The Standard Chartered Platinum Rewards Card from Standard Chartered offers Dining & Fuel Reward Points with an annual fee of ₹250 + Taxes.
Reward limits
Checked 11 Oct 2026 · Bank terms
-
5X on dining and fuel
No limit
Where this card earns most
Paying directly in the app or site · 0.17% on other spends
Pros & Cons
Key Advantages
- 5 Reward Points per ₹150 on hotels, restaurants & fuel, with no monthly cap
- Complimentary Priority Pass membership covering 1,200+ airport lounges worldwide
- 100% cashback up to ₹500 on restaurant spends within the first 90 days
- 15% discount at 850+ participating restaurants across India
Limitations
- Base reward rate outside bonus categories is a low 1 point per ₹150
- Joining fee waiver requires ₹500 spend within 30 days of issuance
- Complimentary travel insurance terms vary; confirm current coverage with Standard Chartered
Fees & Charges
Joining fee
₹250 + Taxes
Annual fee
₹250 + Taxes
Waived by spending ₹500 within 30 days of card issuance — effectively free for most users
Eligibility Criteria
age
21 to 65 years
employment profiles
Salaried and Self-Employed
Credit score & income
Good (700+)
Frequently Asked Questions
What's the reward rate on Standard Chartered Platinum Rewards?
How does lounge access work on this card?
Compare Standard Chartered Platinum Rewards Card With Similar Cards
| Card | Annual Fee | Reward Rate | Lounge Access | Rating |
|---|---|---|---|---|
| Standard Chartered Platinum Rewards Card This Card | ₹250 + Taxes | 5 Reward Points per ₹150 on hotels, restaurants & fuel; 1 point... | Priority Pass (1,200+ Lounges) | 4.1/5 |
| Tata Neu Infinity SBI Card | ₹1,499 + Taxes | 5% NeuCoins on Tata Neu App/Website + partner brands, up to 10% on... | 2 Domestic/Qtr (₹75K Spend) + 4 Int'l/yr | 4.7/5 |
| American Express Membership Rewards® Credit Card | ₹1,000 + Taxes | 1 Membership Rewards Point per ₹50 spent (excl. fuel, utility,... | No Lounge Access | 4.6/5 |
| IDFC FIRST Business Multiplier Credit Card | ₹2,999 + Taxes | 10 Reward Points per ₹200 spent, up to ₹1 Lakh monthly spend; 5... | 8/yr Domestic + International (₹20K Spend) | 4.6/5 |