Standard Chartered Platinum Rewards Card
Fees
₹250 + Taxes
Joining & AnnualReward Rate
5 Reward Points per ₹150 on hotels, restaurants & fuel; 1 point per ₹150 on other categories, uncapped
Welcome Bonus
100% cashback up to ₹500 on restaurant spends within the first 90 days
Lounge Access
Priority Pass (1,200+ Lounges)
FindMyCard Expert Take
The Standard Chartered Platinum Rewards Card from Standard Chartered offers Dining & Fuel Reward Points with an annual fee of ₹250 + Taxes.
Pros & Cons
Key Advantages
- 5 Reward Points per ₹150 on hotels, restaurants & fuel, with no monthly cap
- Complimentary Priority Pass membership covering 1,200+ airport lounges worldwide
- 100% cashback up to ₹500 on restaurant spends within the first 90 days
- 15% discount at 850+ participating restaurants across India
Limitations
- Base reward rate outside bonus categories is a low 1 point per ₹150
- Joining fee waiver requires ₹500 spend within 30 days of issuance
- Complimentary travel insurance terms vary; confirm current coverage with Standard Chartered
Editorial Verdict
The Standard Chartered Platinum Rewards Card is ideally suited for . If you want 5 reward points per ₹150 on hotels, restaurants & fuel; 1 point per ₹150 on other categories, uncapped, this card delivers real value. The ₹250 + taxes is easily offset by the card's perks if you use it regularly. You'll generally need Good (700+) credit to be approved.
Key Perks & Spending Milestones
Fees & Charging Rates
Annual Fee Waivers
₹250 + Taxes
💡 Waived by spending ₹500 within 30 days of card issuance — effectively free for most users
Regular Interest Charges
Eligibility Criteria
age
21 to 65 years
employment profiles
Salaried and Self-Employed
Compare Standard Chartered Platinum Rewards Card With Similar Cards
| Card | Annual Fee | Reward Rate | Lounge Access | Rating |
|---|---|---|---|---|
| Standard Chartered Platinum Rewards Card This Card | ₹250 + Taxes | 5 Reward Points per ₹150 on hotels, restaurants & fuel; 1 point... | Priority Pass (1,200+ Lounges) | 4.1/5 |
| Tata Neu Infinity SBI Card | ₹1,499 + Taxes | 5% NeuCoins on Tata Neu App/Website + partner brands, up to 10% on... | 2 Domestic/Qtr (₹75K Spend) + 4 Int'l/yr | 4.7/5 |
| American Express Membership Rewards® Credit Card | ₹1,000 + Taxes | 1 Membership Rewards Point per ₹50 spent (excl. fuel, utility,... | No Lounge Access | 4.6/5 |
| IDFC FIRST Business Multiplier Credit Card | ₹2,999 + Taxes | 10 Reward Points per ₹200 spent, up to ₹1 Lakh monthly spend; 5... | 8/yr Domestic + International (₹20K Spend) | 4.6/5 |