YES Bank Marquee Credit Card
Fees
Joining ₹9,999 + Taxes
Annual ₹4,999 + Taxes
1st year freeReward Rate
36 reward points per ₹200 spent on online shopping; 18 reward points per ₹200 spent on offline shopping
Welcome Bonus
40,000 Reward Points welcome benefit
Lounge
6 Domestic/Qtr + Unlimited International (₹1L Qtr Spend)
Our Expert Take
YES Bank Marquee is a genuinely free card with a strong online earn rate (36 points per ₹200) and a 1% forex markup that undercuts most cards regardless of fee tier. Lounge access needs ₹1 lakh in the prior quarter's spend, so it works best for consistent spenders rather than occasional ones.
Reward limits
Checked 11 Oct 2026 · Bank terms
-
All reward points
Max 1,00,000 points per statement cycle
Where this card earns most
Paying directly in the app or site · 2.25% on other spends
Pros & Cons
Key Advantages
- 36 reward points per ₹200 on online spends, one of the higher online earn rates available
- 1% forex markup, among the lowest available
- Points redeemable across airlines and a range of luxury vouchers
- Allows a generous allocation of up to 3 separate complimentary add-on cards
Limitations
- Lounge access benefits are restricted by a spend threshold of ₹1 Lakh in the preceding quarter
- Core essential categories (fuel, cash advances, EMIs) are completely excluded from point accruals
- ₹1 or 1% processing fee on wallet loads and rent payments; a ₹100 + GST redemption fee also applies per points-redemption request
- Reward points are capped at 1 lakh per statement cycle
Key Perks & Spending Milestones
36 YES Rewardz Points accrued for every ₹200 spent on standard online shopping interactions
18 YES Rewardz Points accrued for every ₹200 spent on standard offline shopping transactions
Redeem accumulated points directly via the YES Rewardz Portal for travel bookings, airline miles, vouchers, or physical merchandise
Ultra-low foreign currency cross-currency exchange markup fee capped at just 1% on international spends
6 complimentary domestic lounge visits per quarter plus unlimited international lounge access, both for primary and add-on cardholders, conditional on ₹1 lakh spend in the preceding quarter; 4 complimentary guest visits/year
Up to 3 complimentary add-on credit cards for family members sharing the primary credit limit line
Built-in transaction fee protections on massive recurring pipelines (capped up to 3 separate rent transactions per 30-day rolling window)
Spend milestone
Quarterly spend-based lounge access and upgrade opportunities tied to your YES First relationship tier
Fees & Charges
Joining fee
₹9,999 + Taxes
Annual fee
₹4,999 + Taxes 1st year free
Annual fee waived on ₹10 Lakh annual spends
Interest rate
Subject to standard premium interest structures listed in the bank's MITC guidelines
Insurance & Protection Benefits
Eligibility Criteria
employment profiles
Salaried and Self-Employed Profiles; up to 3 complimentary add-on cards allowed per primary account
Credit score & income
Good to Excellent (750+)
Frequently Asked Questions
How many lounge visits does YES Bank Marquee offer?
What's the reward rate on YES Bank Marquee?
Are there fees for redeeming points on this card?
Compare YES Bank Marquee Credit Card With Similar Cards
| Card | Annual Fee | Reward Rate | Lounge Access | Rating |
|---|---|---|---|---|
| YES Bank Marquee Credit Card This Card | ₹4,999 + Taxes | 36 reward points per ₹200 spent on online shopping; 18 reward... | 6 Domestic/Qtr + Unlimited International (₹1L Qtr Spend) | 4.5/5 |
| HDFC Infinia Credit Card Metal Edition | ₹12,500 + Taxes | 5 reward points per ₹150; up to 10X on SmartBuy flight/hotel bookings | Unlimited Domestic + International | 4.9/5 |
| Axis Bank ATLAS Credit Card | ₹5,000 + Taxes | 5 EDGE Miles per ₹100 on travel; 2 EDGE Miles per ₹100 on general spends | 8 Domestic + 4 International/yr | 4.8/5 |
| Axis Bank Burgundy Private Credit Card | ₹50,000 + Taxes | 15 EDGE Reward points per ₹200 spent on retail and international... | Unlimited Domestic + International | 4.8/5 |