IDFC FIRST Wealth Credit Card on BPCL
No. The IDFC FIRST Wealth Credit Card earns no rewards on BPCL.
On BPCL
0%
Other spends
0.38%
Rank for BPCL
#135 of 149
Annual fee
Free
What to know before you pay on BPCL
How it works
Same rates as Millennia/Select. Flights/hotels booked in the IDFC FIRST app get 20% bonus points on top.
Caps & rules
- 1 point per ₹200 = 1X, 1 point = ₹0.25.
- 10X on dining, travel, international and your birthday (1.25%); 3X elsewhere (0.375%); 1X on utilities, insurance, railway, FASTag (0.125%).
- Plus 20% bonus points every month on flights and hotels booked in the IDFC FIRST app.
- Zero forex markup since 18 Sep 2026.
Reward limits
- 10X points on dining, travel, international and birthday spends; 3X elsewhere: Points only on spends up to your credit limit per billing cycle
- 1X points on utilities, insurance, railways and FASTag: No limit
No rewards on
Fuel, EMI, cash withdrawals. Utilities, insurance, railway and FASTag earn only 1X. Points only on spends up to your credit limit per cycle. ₹99 + GST per redemption.
Checked 2026-10-03 · Bank terms
Cards that earn more on BPCL
-
#1
BPCL SBI Card Octane
SBI Card · ₹1,499* Plus Applicable Taxes · Max ₹625 per statement cycle
6.25%
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#2
Kotak Cashback+ Credit Card
Kotak Bank · ₹750 + Taxes · Max ₹750 per statement cycle
3%
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#3
Standard Chartered Super Value Titanium Credit Card
Standard Chartered · ₹750 + Taxes · Max ₹200 per statement cycle
5%
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Where else the IDFC FIRST Wealth Credit Card earns more
Questions
Does the IDFC FIRST Wealth Credit Card give rewards on BPCL?
No. The IDFC FIRST Wealth Credit Card earns no rewards on BPCL.
Is there a limit on IDFC FIRST Wealth Credit Card rewards?
1 point per ₹200 = 1X, 1 point = ₹0.25. 10X on dining, travel, international and your birthday (1.25%); 3X elsewhere (0.375%); 1X on utilities, insurance, railway, FASTag (0.125%). Plus 20% bonus points every month on flights and hotels booked in the IDFC FIRST app. Zero forex markup since 18 Sep 2026.
Which credit card is best for BPCL?
BPCL SBI Card Octane is the best pick for regular spending on BPCL, with 6.25% back. The IDFC FIRST Wealth Credit Card ranks #135 of 149 cards we compared, by what each returns after caps.