Axis Bank Cashback Credit Card

Axis Bank Cashback Credit Card on Google Pay

Yes, but only its standard rate: the Axis Bank Cashback Credit Card gives 0.5% back on Google Pay, the same as most other spends.

On Google Pay

0.5%

Other spends

0.75%

Rank for Google Pay

#76 of 149

Annual fee

1st Year Fee: ₹1,000* Plus Applicable Taxes

What to know before you pay on Google Pay

How it works

Online shows 5%, the middle tier (monthly online spend of ₹5,001 to ₹40,000). It's 2% if you spend under ₹5,000 online in the month, 7% on spend above ₹40,000. Travel sites (MMT, Cleartrip, Goibibo, IRCTC, IndiGo) earn 0.75%. Airtel/Jio bills paid online count as online spend.

Caps & rules

  • Online (non-travel) spends earn tiered cashback on the month's net online spend: 2% on the first ₹5,000, 5% from ₹5,001 to ₹40,000, 7% above ₹40,000; total capped at ₹4,000 per statement month.
  • Offline and travel (airlines, hotels, travel agencies, rail) earn 0.75% uncapped.
  • Utilities (MCC 4816/4899/4900) earn 0.5%, capped at ₹100 per statement.
  • Axis-wide from 28 Aug 2026: no rewards on tolls; DCC markup 3.5% (2% on Magnus).

Reward limits

  • Online spends: 2% on the first ₹5,000, 5% up to ₹40,000, 7% above: max ₹4,000 per statement month
  • 0.5% bonus on utility bills: max ₹100 per statement month
  • 0.75% on offline and travel spends: No limit

No rewards on

Tolls, insurance, education, jewellery, government, wallet, rent, fuel, gift cards

Checked 2026-09-27 · Bank terms

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Questions

Does the Axis Bank Cashback Credit Card give rewards on Google Pay?

Yes, but only its standard rate: the Axis Bank Cashback Credit Card gives 0.5% back on Google Pay, the same as most other spends.

Is there a limit on Axis Bank Cashback Credit Card rewards?

Online (non-travel) spends earn tiered cashback on the month's net online spend: 2% on the first ₹5,000, 5% from ₹5,001 to ₹40,000, 7% above ₹40,000; total capped at ₹4,000 per statement month. Offline and travel (airlines, hotels, travel agencies, rail) earn 0.75% uncapped. Utilities (MCC 4816/4899/4900) earn 0.5%, capped at ₹100 per statement. Axis-wide from 28 Aug 2026: no rewards on tolls; DCC markup 3.5% (2% on Magnus).

Which credit card is best for Google Pay?

HSBC Live+ Credit Card gives the most on Google Pay, 10% back. The Axis Bank Cashback Credit Card ranks #76 of 149 cards we compared.

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