Flipkart Axis Bank Credit Card on Google Pay

How it works

Swiggy 4% is food delivery only (Instamart and Genie earn 1%). Flipkart excludes Flipkart Health and gift cards. Telecom and utility bills earn nothing. PVR INOX earns 4% as a preferred merchant.

Caps & rules

• Myntra 7.5%, Flipkart 5% and Cleartrip 5%, each capped at ₹4,000 cashback per statement quarter.
• 4% at preferred merchants (Swiggy food delivery, Uber, PVR, Fitpass) and 1% elsewhere are uncapped.
• Axis-wide from 28 Aug 2026: no rewards on tolls; DCC markup 3.5% (2% on Magnus).

Reward limits

• 7.5% on Myntra: max ₹4,000 per statement quarter
• 5% on Flipkart: max ₹4,000 per statement quarter
• 5% on Cleartrip: max ₹4,000 per statement quarter
• 4% at Swiggy (food delivery), Uber, PVR and Fitpass: No limit
• 1% on other spends: No limit

No rewards on

Utilities & telecom (except the card's own bill channel), rent, wallet, gift cards, government, insurance, gold/jewellery, fuel, tolls (from 28 Aug 2026), EMI