Axis Bank ACE Credit Card

Axis Bank ACE Credit Card on HPCL

No. The Axis Bank ACE Credit Card earns no rewards on HPCL.

On HPCL

0%

Other spends

1.5%

Rank for HPCL

#30 of 149

Annual fee

₹499 + Taxes

What to know before you pay on HPCL

How it works

Google Pay 5% only for bills and recharges paid by this card inside Google Pay on Android. Paying Airtel/Jio directly earns nothing. Instamart isn't named, so treat it as 1.5%. Electricity 5% only when paid through Google Pay on Android.

Caps & rules

  • 5% on bills and recharges paid through Google Pay (Android) and 4% on Swiggy, Zomato and Ola share one cap of ₹500 per statement.
  • 1.5% elsewhere is uncapped.
  • Axis-wide from 28 Aug 2026: no rewards on tolls; DCC markup 3.5% (2% on Magnus).

Reward limits

  • 5% on bills & recharges via Google Pay and 4% on Swiggy, Zomato & Ola (one shared cap): max ₹500 per statement
  • 1.5% on all other spends: No limit

No rewards on

Utility and telecom spends outside Google Pay, rent, wallet, gift cards, government, insurance, gold/jewellery, fuel, tolls (from 28 Aug 2026), EMI

Checked 2026-09-27 · Bank terms

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Cards that earn more on HPCL

Where else the Axis Bank ACE Credit Card earns more

Electricity bills 5% Google Pay 5% Ola 4% Swiggy 4% Zomato 4%

Questions

Does the Axis Bank ACE Credit Card give rewards on HPCL?

No. The Axis Bank ACE Credit Card earns no rewards on HPCL.

Is there a limit on Axis Bank ACE Credit Card rewards?

5% on bills and recharges paid through Google Pay (Android) and 4% on Swiggy, Zomato and Ola share one cap of ₹500 per statement. 1.5% elsewhere is uncapped. Axis-wide from 28 Aug 2026: no rewards on tolls; DCC markup 3.5% (2% on Magnus).

Which credit card is best for HPCL?

IDFC FIRST Power+ Credit Card is the best pick for regular spending on HPCL, with 5% back. The Axis Bank ACE Credit Card ranks #30 of 149 cards we compared, by what each returns after caps.

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