IDFC FIRST WOW! Black Credit Card on HPCL
No. The IDFC FIRST WOW! Black Credit Card earns no rewards on HPCL.
On HPCL
0%
Other spends
1.33%
Rank for HPCL
#121 of 149
Annual fee
1st Year Fee: ₹750* Plus Applicable Taxes
What to know before you pay on HPCL
How it works
4 points per ₹150 on online, offline and international spends, worth 1.33% when points go to flights or hotels in the IDFC FIRST app (₹0.50 each), or 0.67% elsewhere (₹0.25). UPI under ₹2,000 earns 1 point per ₹150.
Caps & rules
- 4 reward points per ₹150 online, offline and international; 3 per ₹150 on UPI above ₹2,000, 1 per ₹150 below.
- 1 point = ₹0.50 on flights and hotels in the IDFC FIRST app ('FIRST Rewards Gallery'), ₹0.25 elsewhere.
- Extra 16.7% bonus points on hotels and 10% on flights booked in the app.
- Zero forex markup.
No rewards on
Fuel, EMI, ATM cash withdrawals
Checked 2026-10-11 · Bank terms
Cards that earn more on HPCL
-
#1
IDFC FIRST Power+ Credit Card
IDFC FIRST Bank · Free
5%
Apply now -
#2
Kotak Cashback+ Credit Card
Kotak Bank · ₹750 + Taxes · Max ₹750 per statement cycle
3%
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#3
BOBCARD HPCL Energie Credit Card
Bank of Baroda · ₹499 + Taxes · Max ₹250 per statement cycle
4%
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Where else the IDFC FIRST WOW! Black Credit Card earns more
Questions
Does the IDFC FIRST WOW! Black Credit Card give rewards on HPCL?
No. The IDFC FIRST WOW! Black Credit Card earns no rewards on HPCL.
Is there a limit on IDFC FIRST WOW! Black Credit Card rewards?
4 reward points per ₹150 online, offline and international; 3 per ₹150 on UPI above ₹2,000, 1 per ₹150 below. 1 point = ₹0.50 on flights and hotels in the IDFC FIRST app ('FIRST Rewards Gallery'), ₹0.25 elsewhere. Extra 16.7% bonus points on hotels and 10% on flights booked in the app. Zero forex markup.
Which credit card is best for HPCL?
IDFC FIRST Power+ Credit Card is the best pick for regular spending on HPCL, with 5% back. The IDFC FIRST WOW! Black Credit Card ranks #121 of 149 cards we compared, by what each returns after caps.