IndusInd Bank Platinum Aura Edge Credit Card on IRCTC
Yes. The IndusInd Bank Platinum Aura Edge Credit Card gives 0.75% back when you pay on IRCTC directly, compared with 0.25% on its other spends.
On IRCTC
0.75%
Other spends
0.25%
Rank for IRCTC
#86 of 149
Annual fee
₹500 + Taxes
What to know before you pay on IRCTC
How it works
Shows the best of the 4 plans per merchant; you only get the plan you pick: grocery apps 2% on Home, Swiggy/Zomato 2% on Party (if coded as restaurants), IndiGo 1.25% on Travel, Croma 1% on Shop.
Caps & rules
- You choose one of 4 plans (points per ₹100, 1 point = ₹0.50 or 0.5 airline mile): Shop - department stores 4, electronics 2, restaurants/books 1.5; Home - grocery 4, medical 1.5, phone/electricity/insurance 1.4; Travel - hotels 4, airlines 2.5, car rental/rail 1.5; Party - restaurants 4, department stores/bars 2, movies 1.5.
- Everything else 0.5 (0.25%).
- Cash redemption capped at 2,500 points a month since Sep 2024.
Reward limits
- Plan-category points (Shop, Home, Travel or Party); 0.5 per ₹100 elsewhere: No published limit
- Points redeemed as cash credit: max 2,500 points per calendar month
No rewards on
Fuel (since Apr 2018); some categories revised Aug 2019
Checked 2026-10-03 · Bank terms
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Questions
Does the IndusInd Bank Platinum Aura Edge Credit Card give rewards on IRCTC?
Yes. The IndusInd Bank Platinum Aura Edge Credit Card gives 0.75% back when you pay on IRCTC directly, compared with 0.25% on its other spends.
Is there a limit on IndusInd Bank Platinum Aura Edge Credit Card rewards?
You choose one of 4 plans (points per ₹100, 1 point = ₹0.50 or 0.5 airline mile): Shop - department stores 4, electronics 2, restaurants/books 1.5; Home - grocery 4, medical 1.5, phone/electricity/insurance 1.4; Travel - hotels 4, airlines 2.5, car rental/rail 1.5; Party - restaurants 4, department stores/bars 2, movies 1.5. Everything else 0.5 (0.25%). Cash redemption capped at 2,500 points a month since Sep 2024.
Which credit card is best for IRCTC?
IRCTC SBI Card Premier gives the most on IRCTC, 10% back. The IndusInd Bank Platinum Aura Edge Credit Card ranks #86 of 149 cards we compared.