Axis Bank ACE Credit Card on PhonePe
No. The Axis Bank ACE Credit Card earns no rewards on PhonePe.
On PhonePe
0%
Other spends
1.5%
Rank for PhonePe
#136 of 149
Annual fee
₹499 + Taxes
What to know before you pay on PhonePe
How it works
Google Pay 5% only for bills and recharges paid by this card inside Google Pay on Android. Paying Airtel/Jio directly earns nothing. Instamart isn't named, so treat it as 1.5%.
Caps & rules
- 5% on bills and recharges paid through Google Pay (Android) and 4% on Swiggy, Zomato and Ola share one cap of ₹500 per statement.
- 1.5% elsewhere is uncapped.
- Axis-wide from 28 Aug 2026: no rewards on tolls; DCC markup 3.5% (2% on Magnus).
Reward limits
- 5% on bills & recharges via Google Pay and 4% on Swiggy, Zomato & Ola (one shared cap): max ₹500 per statement
- 1.5% on all other spends: No limit
No rewards on
Utility and telecom spends outside Google Pay, rent, wallet, gift cards, government, insurance, gold/jewellery, fuel, tolls (from 28 Aug 2026), EMI
Checked 2026-09-27 · Bank terms
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Where else the Axis Bank ACE Credit Card earns more
Questions
Does the Axis Bank ACE Credit Card give rewards on PhonePe?
No. The Axis Bank ACE Credit Card earns no rewards on PhonePe.
Is there a limit on Axis Bank ACE Credit Card rewards?
5% on bills and recharges paid through Google Pay (Android) and 4% on Swiggy, Zomato and Ola share one cap of ₹500 per statement. 1.5% elsewhere is uncapped. Axis-wide from 28 Aug 2026: no rewards on tolls; DCC markup 3.5% (2% on Magnus).
Which credit card is best for PhonePe?
PhonePe SBI Card SELECT BLACK gives the most on PhonePe, 10% back. The Axis Bank ACE Credit Card ranks #136 of 149 cards we compared.