The FindMyCard Blog

Guides and explainers on how Indian credit cards actually work, written by people who use them.

What Is a RuPay Credit Card, and Where Does It Work Differently?

RuPay isn't a bank, it's India's own card network, built specifically so domestic transactions don't have...

Same PIN, same tap-to-pay, mostly the same experience at checkout. The real differences show up in...

No income proof, no credit history required, just a fixed deposit the bank puts a lien on. Here's exactly...

CPP gets sold hard over the phone, and it does cover something real, fraud and loss protection, but it's...

An add-on card lets a family member spend on your credit line under their own name, but every rupee they...

A metal card weighs more, feels different at checkout, and usually comes with a real annual fee attached....

A handful of Indian cards genuinely charge nothing extra on foreign currency spends. Here's how banks make...

Every rupee you spend abroad on a regular credit card gets a markup added on top of the actual exchange...

Two purchases of the same amount, made a few days apart, can end up with completely different...