IDFC FIRST Wealth Credit Card on Google Pay
Yes, but only its standard rate: the IDFC FIRST Wealth Credit Card gives 0.12% back on Google Pay, the same as most other spends.
On Google Pay
0.12%
Other spends
0.38%
Rank for Google Pay
#128 of 149
Annual fee
Free
What to know before you pay on Google Pay
How it works
Same rates as Millennia/Select. Flights/hotels booked in the IDFC FIRST app get 20% bonus points on top.
Caps & rules
- 1 point per ₹200 = 1X, 1 point = ₹0.25.
- 10X on dining, travel, international and your birthday (1.25%); 3X elsewhere (0.375%); 1X on utilities, insurance, railway, FASTag (0.125%).
- Plus 20% bonus points every month on flights and hotels booked in the IDFC FIRST app.
- Zero forex markup since 18 Sep 2026.
Reward limits
- 10X points on dining, travel, international and birthday spends; 3X elsewhere: Points only on spends up to your credit limit per billing cycle
- 1X points on utilities, insurance, railways and FASTag: No limit
No rewards on
Fuel, EMI, cash withdrawals. Utilities, insurance, railway and FASTag earn only 1X. Points only on spends up to your credit limit per cycle. ₹99 + GST per redemption.
Checked 2026-10-03 · Bank terms
Cards that earn more on Google Pay
-
#1
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
Apply now -
#2
6.67%
Apply now -
#3
Axis Bank ACE Credit Card
Axis Bank · ₹499 + Taxes · Max ₹500 per statement cycle
5%
Apply now
Where else the IDFC FIRST Wealth Credit Card earns more
Questions
Does the IDFC FIRST Wealth Credit Card give rewards on Google Pay?
Yes, but only its standard rate: the IDFC FIRST Wealth Credit Card gives 0.12% back on Google Pay, the same as most other spends.
Is there a limit on IDFC FIRST Wealth Credit Card rewards?
1 point per ₹200 = 1X, 1 point = ₹0.25. 10X on dining, travel, international and your birthday (1.25%); 3X elsewhere (0.375%); 1X on utilities, insurance, railway, FASTag (0.125%). Plus 20% bonus points every month on flights and hotels booked in the IDFC FIRST app. Zero forex markup since 18 Sep 2026.
Which credit card is best for Google Pay?
HSBC Live+ Credit Card gives the most on Google Pay, 10% back. The IDFC FIRST Wealth Credit Card ranks #128 of 149 cards we compared.