The FindMyCard Blog
Guides and explainers on how Indian credit cards actually work, written by people who use them.
How to Check Your Credit Card Balance Online
Your "balance" on a credit card actually means two different numbers, what you owe and what you have left...
Abhineet Sinha · 2026-08-23
How to Pay a Credit Card Bill Through UPI
Paying your credit card's own bill through a UPI app is straightforward and usually free, funded from your...
Anant Mohan Sinha · 2026-08-23
Paying Rent With a Credit Card Without Extra Charges
Rent isn't a normal card swipe, landlords don't have card machines, so paying it with a credit card means...
Abhineet Sinha · 2026-08-23
How to Convert a Credit Card Bill Into EMI
Turning a large credit card bill into fixed monthly payments is a real, bank-offered option, not a...
Anant Mohan Sinha · 2026-08-23
Credit Card Statement Explained: How to Read Every Line
Total amount due, minimum amount due, statement date, due date: most people skim past half of what's on a...
Abhineet Sinha · 2026-08-23
How to Increase Your Credit Card Limit
Banks don't just hand out higher limits for asking nicely. Here's what actually moves the needle, and when...
Anant Mohan Sinha · 2026-08-23
Credit Card Swipe Charges: When Merchants Can (and Can't) Charge You Extra
That extra ₹20 or 2% a shop adds when you swipe a credit card isn't a bank charge, and in most cases, the...
Abhineet Sinha · 2026-08-23
Credit Card Finance Charges: How Interest Is Actually Calculated
Finance charges don't just apply to whatever balance you leave unpaid. They can apply to your new...
Anant Mohan Sinha · 2026-08-23
Credit Card Balance Transfer: How It Works and When It's Worth It
Moving debt from one credit card to another isn't the same as paying it off, but done right it can cut...
Abhineet Sinha · 2026-08-23