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Editor's picks · Highest rated
Best Benefit
5% cashback across 10 popular online platforms
Covers Amazon, Flipkart, Myntra, Swiggy, Zomato, BookMyShow & more
Best Benefit
Zero annual fee, genuinely lifetime free
5% cashback on Amazon for Prime members
Best Benefit
1 EDGE Mile = 2 Partner Miles / Hotel Points (1:2 transfer ratio across 12+ airline & hotel partners)
5 EDGE Miles per ₹100 spent on flight & hotel bookings
Best Benefit
10% cashback on dining, food delivery, grocery, utility & shopping spends (shopping category excludes Amazon, Flipkart & Myntra)
Unlimited 1.5% cashback on all other eligible retail spends
Best Benefit
Flat 5% cashback on eligible online purchases across e-commerce platforms
1% cashback on offline retail transactions
Best Benefit
Industry-leading 3.3% base reward rate (5 points/₹150, 1 point = ₹1 for flight/hotel)
10X reward points on SmartBuy (up to 33% reward rate on flights & hotel bookings)
✦ Highlights
Up to 3% back on online shopping when points are redeemed for flights and hotels
2% forex markup, lower than the 3.5% most cards charge
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