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Editor's picks · Highest rated
Best Benefit
5% cashback across 10 popular online platforms
Covers Amazon, Flipkart, Myntra, Swiggy, Zomato, BookMyShow & more
Best Benefit
Zero annual fee, genuinely lifetime free
5% cashback on Amazon for Prime members
Best Benefit
1 EDGE Mile = 2 Partner Miles / Hotel Points (1:2 transfer ratio across 12+ airline & hotel partners)
5 EDGE Miles per ₹100 spent on flight & hotel bookings
Best Benefit
10% cashback on dining, food delivery, grocery, utility & shopping spends (shopping category excludes Amazon, Flipkart & Myntra)
Unlimited 1.5% cashback on all other eligible retail spends
Best Benefit
Flat 5% cashback on eligible online purchases across e-commerce platforms
1% cashback on offline retail transactions
Best Benefit
Industry-leading 3.3% base reward rate (5 points/₹150, 1 point = ₹1 for flight/hotel)
10X reward points on SmartBuy (up to 33% reward rate on flights & hotel bookings)
✦ Highlights
3% cashback on UPI QR payments made through the super.money app
1% unlimited cashback on all other UPI and non-UPI spends
✦ Highlights
Lifetime free with no spend conditions
Zero forex markup on international spends
✦ Highlights
Lifetime Free credit card with zero joining and zero annual maintenance charges
RuPay variant available for UPI payments
✦ Highlights
10% cashback on dining, groceries and food delivery
1% cashback on UPI payments via the RuPay network
✦ Highlights
Earn CashPoints on both regular and UPI payments made via BHIM, Paytm, PhonePe, Google Pay, etc.
3% CashPoints on grocery, supermarket, dining, and PayZapp spends
✦ Highlights
100% Lifetime Free travel credit card with zero joining and annual fees
Absolute 0% foreign exchange transaction markup fee on international expenditures
✦ Highlights
100% Lifetime Free credit card with zero joining and annual fees
RuPay network support for direct UPI payments
✦ Highlights
Lifetime Free Virtual Card option available with ZERO joining and annual fees
Up to 37.5% Salary Day Bonus Rewards on 1st & last day of the month via SalarySe UPI
✦ Highlights
100% Lifetime Free credit card with zero joining and annual fees
Earn up to 5% cashback on all eligible UPI transactions
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