Find Your Perfect Credit Card

Flat 5% cashback on eligible online purchases across e-commerce platforms

1% cashback on offline retail transactions

Zero annual fee, genuinely lifetime free

5% cashback on Amazon for Prime members

5% cashback across 10 popular online platforms

Covers Amazon, Flipkart, Myntra, Swiggy, Zomato, BookMyShow & more

10% cashback on dining, food delivery, grocery, utility & shopping spends (shopping category excludes Amazon, Flipkart & Myntra)

Unlimited 1.5% cashback on all other eligible retail spends

Up to 7% cashback on monthly online spends above ₹40,000

Welcome bonus offsets the first-year fee

10X rewards at partners like Myntra, Swiggy, Tata CLiQ and BookMyShow

₹500 Amazon Gift Card as welcome bonus

No annual fee, genuinely lifetime free

Simple flat 2 PAYBACK points on every ₹100 spend

5% cashback on mobile recharges, electricity, internet and other utilities via Google Pay

4% cashback on Swiggy, Zomato and Ola

Up to 10% value back on Tata Neu, BigBasket, Croma, and other Tata brand purchases

Welcome bonus fully offsets the first-year joining fee

Up to 5% cashback on online shopping

Up to 6% back on travel bookings made through the IDFC FIRST app

10% cashback on dining, groceries and food delivery

1% cashback on UPI payments via the RuPay network

Earn CashPoints on both regular and UPI payments made via BHIM, Paytm, PhonePe, Google Pay, etc.

3% CashPoints on grocery, supermarket, dining, and PayZapp spends

100% Lifetime Free credit card with zero joining and annual fees

Earn up to 5% cashback on all eligible UPI transactions

10X CashPoints on major online merchants (Amazon, Flipkart, Swiggy, BigBasket, Reliance Smart)

5X CashPoints on EMI purchases

10% Reward Points on PhonePe recharges, bills, travel & Pincode spends, capped at 1,000 RP/month

8 complimentary domestic airport lounge visits/year (2 per quarter, on ₹75,000 quarterly spend)

2% Reward Points on PhonePe recharges, bills, travel & Pincode spends, capped at 500 RP/month

1% Reward Points on select online platforms like Amazon, Flipkart & Swiggy

5% cashback on 2 chosen merchant packs, capped at 500 points/month

3% cashback on 1 chosen e-commerce merchant like Amazon or Flipkart, capped at 500 points/month

Lifetime free credit card with ₹0 joining fee and ₹0 annual fee

5X reward points on spending above ₹4,000,000 milestone

Lifetime free — no joining fee, no annual fee

2 reward points per ₹150 spent, instantly convertible to airline miles and hotel loyalty points

₹500 welcome gift card that offsets the year-one fee

Yatra voucher worth ₹3,000 on ₹3 Lakh annual spends

₹1,500 PhonePe gift voucher on joining fee payment, more than offsetting the fee

4 domestic lounge visits/year with no minimum spend condition

RuPay variant links directly to UPI for credit-on-UPI payments

Stars redeem 1:1 for cashback, avoiding confusing point-conversion math

10% cashback (up to ₹300/month/brand) on Myntra, Uber & Zomato

₹1,000 welcome voucher redeemable at Croma, Amazon, Myntra & Flipkart

5% cashback on food delivery, entertainment & groceries

3% cashback on fuel spends

Lifetime free virtual RuPay card that works on UPI

Earns reward points on UPI payments, which many cards exclude

2 Reward Points per ₹100 on online spends (redemption value cut from ₹0.25 to ₹0.10/point, effective Jun 2025)

1% fuel surcharge waiver, capped at ₹3,500/year

2% cashback on all online spends, capped at ₹1,000/month

Low-interest EMI conversion at 0.99%/month with zero processing fee

5% cashback on supermarket, grocery & department store purchases

5,000 Reward Points welcome bonus on joining

20% off at Myntra, up to ₹700, once a month

10% off at Zomato, up to ₹150/transaction, 5 times a month

10X Membership Rewards Points on Flipkart & Uber, 5X on Amazon

Also earns 10X points on Zomato, EaseMyTrip, Myntra, PVR, BookMyShow, Ajio, Nykaa & BlinkIt

2% flat cashback on all spends, including UPI transactions

"Slice in 3" splits eligible spends of ₹2,000+ into 3 interest-free EMIs

10% cashback on online shopping across Amazon, Flipkart, Myntra, Ajio & Nykaa

5% cashback on online travel bookings

3% cashback on UPI QR payments made through the super.money app

1% unlimited cashback on all other UPI and non-UPI spends

Lifetime free, with no joining or annual fee

Switch on only the benefits you want, from accelerated rewards to category cashback, lounge visits and memberships