Find Your Perfect Credit Card

Zero annual fee, genuinely lifetime free

5% cashback on Amazon for Prime members

No annual fee, genuinely lifetime free

Simple flat 2 PAYBACK points on every ₹100 spend

Lifetime free, with zero joining or renewal fees

Direct discounts on flight, hotel and bus bookings made through Ixigo

No joining fee

Same IndiGo flight reward rates as the unsecured version of this card

Fee waived on a low ₹50,000 annual spend threshold

8X Reward Points per ₹150 on special categories (airlines, travel, electronics, departmental stores)

5% savings on HPCL fuel spends (30 points per ₹150), capped at 2,400 points per statement cycle

Bonus rewards on groceries and utility bills

0% forex markup on international spends

Unlimited complimentary airport lounge access worldwide

Lifetime Free credit card with zero joining and zero annual maintenance charges

RuPay variant available for UPI payments

2X reward points on weekend spending

Lifetime free, with no joining or annual fee

Lifetime free, with no onboarding or annual fee

10X reward points on dining, travel and international spends

10% cashback on dining, food delivery, grocery, utility & shopping spends (shopping category excludes Amazon, Flipkart & Myntra)

Unlimited 1.5% cashback on all other eligible retail spends

Lifetime free, with no ongoing annual fee

1.5% forex markup

100% Lifetime Free credit card with zero joining and zero renewal fees

0% foreign currency markup fee on international transactions

100% Lifetime Free travel credit card with zero joining and annual fees

Absolute 0% foreign exchange transaction markup fee on international expenditures

100% Lifetime Free credit card with zero joining and annual fees

RuPay network support for direct UPI payments

100% Lifetime Free credit card with zero joining and annual fees

Accelerated 20 Reward Points per ₹100 spent on grocery purchases (5% value back)

100% Lifetime Free credit card with zero joining and annual fees

2 Reward Points per ₹100 spent on LIC insurance premium payments and international transactions

100% Lifetime Free credit card with zero joining and annual fees

Earn up to 5% cashback on all eligible UPI transactions

Fuel surcharge waiver on corporate fuel spends

Railway surcharge waiver included

2 Reward Points per ₹100 on online spends (redemption value cut from ₹0.25 to ₹0.10/point, effective Jun 2025)

1% fuel surcharge waiver, capped at ₹3,500/year

10 Reward Points per ₹200 on dining, travel & international spends

1 domestic lounge visit/quarter plus 4 railway lounge visits/quarter

10 Reward Points per ₹200 on dining, travel & international spends

Up to 20% dining discount at 1,500+ partner restaurants

10 Reward Points per ₹200 on dining and travel spends

4 railway lounge visits per quarter on ₹20,000 monthly spend

1% cashback on your top 2 spend categories, auto-detected by the app

4 domestic lounge visits/quarter via Visa Signature

2% flat cashback on all spends, including UPI transactions

"Slice in 3" splits eligible spends of ₹2,000+ into 3 interest-free EMIs

Lifetime free credit card with ₹0 joining fee and ₹0 annual fee

5X reward points on spending above ₹4,000,000 milestone

Lifetime free virtual RuPay card that works on UPI

Earns reward points on UPI payments, which many cards exclude

Lifetime free — no joining fee, no annual fee

2 reward points per ₹150 spent, instantly convertible to airline miles and hotel loyalty points

3% cashback on UPI QR payments made through the super.money app

1% unlimited cashback on all other UPI and non-UPI spends

Lifetime free, with no joining or annual fee

Switch on only the benefits you want, from accelerated rewards to category cashback, lounge visits and memberships

Lifetime free with no spend conditions

Zero forex markup on international spends