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Compare 100+ real Indian credit cards side-by-side. Expert reviews, structured benefits breakdown, and zero guesswork.

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Top Cards Right Now

Editor's picks · Highest rated

FEATURED
Axis Bank ATLAS Credit Card by Axis Bank
travel
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Best Benefit

1 EDGE Mile = 2 Partner Miles / Hotel Points (1:2 transfer ratio across 12+ airline & hotel partners)

5 EDGE Miles per ₹100 spent on flight & hotel bookings

Cashback SBI Credit Card by SBI Card
cashback
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Best Benefit

Flat 5% cashback on eligible online purchases across e-commerce platforms

1% cashback on offline retail transactions

Scapia Credit Card by Federal Bank
travel NO FEE
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Best Benefit

100% Lifetime Free travel credit card with zero joining and annual fees

Absolute 0% foreign exchange transaction markup fee on international expenditures

KIWI UPI RuPay Credit Card by YES Bank
cashback NO FEE
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Best Benefit

100% Lifetime Free credit card with zero joining and annual fees

Earn up to 5% cashback on all eligible UPI transactions

Latest Credit Cards Added

Ixigo AU Credit Card by AU Small Finance Bank
travel NO FEE

✦ Highlights

Lifetime free, with zero joining or renewal fees

Direct discounts on flight, hotel and bus bookings made through Ixigo

Kotak League Platinum Credit Card by Kotak Bank
shopping NO FEE

✦ Highlights

Fee waived on a low ₹50,000 annual spend threshold

8X Reward Points per ₹150 on special categories (airlines, travel, electronics, departmental stores)

Axis Bank Neo Credit Card by Axis Bank
rewards NO FEE

✦ Highlights

Lifetime Free credit card with zero joining and zero annual maintenance charges

RuPay variant available for UPI payments

HSBC Live+ Credit Card by HSBC Bank
cashback NO FEE

✦ Highlights

10% cashback on dining, food delivery, grocery, shopping & utility spends

Unlimited 1.5% cashback on all other eligible retail spends

IDFC FIRST WOW! Credit Card by IDFC FIRST Bank
lifestyle NO FEE

✦ Highlights

100% Lifetime Free credit card with zero joining and zero renewal fees

0% foreign currency markup fee on international transactions

Scapia Credit Card by Federal Bank
travel NO FEE

✦ Highlights

100% Lifetime Free travel credit card with zero joining and annual fees

Absolute 0% foreign exchange transaction markup fee on international expenditures

RBL Bank ShopRite Credit Card by RBL Bank
shopping NO FEE

✦ Highlights

100% Lifetime Free credit card with zero joining and annual fees

Accelerated 20 Reward Points per ₹100 spent on grocery purchases (5% value back)

LIC Signature Credit Card by LIC Cards
lifestyle NO FEE

✦ Highlights

100% Lifetime Free credit card with zero joining and annual fees

2 Reward Points per ₹100 spent on LIC insurance premium payments and international transactions

KIWI UPI RuPay Credit Card by YES Bank
cashback NO FEE

✦ Highlights

100% Lifetime Free credit card with zero joining and annual fees

Earn up to 5% cashback on all eligible UPI transactions

IDFC FIRST Select Credit Card by IDFC FIRST Bank
rewards NO FEE

✦ Highlights

10 Reward Points per ₹200 on dining, travel & international spends

1 domestic lounge visit/quarter plus 4 railway lounge visits/quarter

OneCard Metal Credit Card by Federal Bank
rewards NO FEE

✦ Highlights

1% cashback on your top 2 spend categories, auto-detected by the app

4 domestic lounge visits/quarter via Visa Signature

Slice Credit Card by Slice
cashback NO FEE

✦ Highlights

2% flat cashback on all spends, including UPI transactions

"Slice in 3" splits eligible spends of ₹2,000+ into 3 interest-free EMIs

Kotak UPI Rupay Credit Card by Kotak Bank
cashback NO FEE

✦ Highlights

Flat 3% Reward Points on every spend, domestic and international

Lifetime free virtual RuPay card usable for UPI and QR payments

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