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Editor's picks · Highest rated
Best Benefit
5% cashback across 10 popular online platforms
Covers Amazon, Flipkart, Myntra, Swiggy, Zomato, BookMyShow & more
Best Benefit
Zero annual fee, genuinely lifetime free
5% cashback on Amazon for Prime members
Best Benefit
1 EDGE Mile = 2 Partner Miles / Hotel Points (1:2 transfer ratio across 12+ airline & hotel partners)
5 EDGE Miles per ₹100 spent on flight & hotel bookings
Best Benefit
10% cashback on dining, food delivery, grocery, utility & shopping spends (shopping category excludes Amazon, Flipkart & Myntra)
Unlimited 1.5% cashback on all other eligible retail spends
Best Benefit
Flat 5% cashback on eligible online purchases across e-commerce platforms
1% cashback on offline retail transactions
Best Benefit
Industry-leading 3.3% base reward rate (5 points/₹150, 1 point = ₹1 for flight/hotel)
10X reward points on SmartBuy (up to 33% reward rate on flights & hotel bookings)
✦ Highlights
Strong combined fuel savings from reward points plus surcharge waivers
2X points on groceries and dining
✦ Highlights
1:1 redemption ratio when used for IndianOil fuel purchases
Points transfer to 15+ airline and hotel partners at a 2:1 ratio
✦ Highlights
Up to 7.25% value back on BPCL fuel purchases
10X points on groceries, department stores, dining and movies
✦ Highlights
Up to 5% combined value back on HPCL fuel purchases (rewards plus surcharge waiver)
2.5% back on groceries, utilities and department stores
✦ Highlights
5% savings on HPCL fuel spends (30 points per ₹150), capped at 2,400 points per statement cycle
Bonus rewards on groceries and utility bills
✦ Highlights
Earn up to 50 Liters of free fuel annually via Fuel Points
5% Fuel Points at IndianOil outlets, groceries, and utility bills
✦ Highlights
Up to 3.5% total savings on HPCL fuel (cashback + surcharge waiver)
25% off (up to ₹100) on 2 BookMyShow/INOX movie tickets, twice a month
✦ Highlights
Up to 5% total value-back on IndianOil fuel (4% rewards + 1% surcharge waiver)
2% value-back on grocery and dining spends
✦ Highlights
5% cashback on fuel, telecom & utility bill payments
100% cashback up to ₹1,500 on fuel transactions within the first 90 days
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